We’re ALL in the know, so share your “know”!

Wattie

Member
Messages
2,601
This forum has an incredible amount of knowledge across a diverse amount of areas and experience.

Whether it be car insurance offers, great wine deals, a share you bought that is going crazy, Maserati knowledge/ tips, cracking holiday offerd we know about, fab restaurants, good experiences we’ve had that others may like or just things we know through our daily occupations that we think may benefit others I think it would be good if we share such on an ongoing basis, for the benefit of others.

Obviously it’ll be a jumble of subjects but there might just be something in the thread from time to time that we individually all think “that’s interesting”, I’ll investigate.

I guess like any other thread it’s success depends upon the interaction of members. Time will tell.

Anyway, I’ll kick off with this.

 
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JonW

Member
Messages
2,326
As a general idea for a thread - top marks!... I can see it could be really useful.

In terms of the recommendation to buy dollars and profit from the decline in sterling, not one for me. I get that it could mean you make some cash, but to make it worthwhile and to overcome the transaction costs, wouldn’t it need to be a decent chunk? There’s also a hassle with needing to open up a separate foreign currency bank account...

However, on a different vibe, if people would like to know how they can have this view for their morning coffee, I’ve just come back from a stunning holiday house in Sennen, Cornwall

59151
 

iainw

Member
Messages
2,896
As a general idea for a thread - top marks!... I can see it could be really useful.

In terms of the recommendation to buy dollars and profit from the decline in sterling, not one for me. I get that it could mean you make some cash, but to make it worthwhile and to overcome the transaction costs, wouldn’t it need to be a decent chunk? There’s also a hassle with needing to open up a separate foreign currency bank account...

However, on a different vibe, if people would like to know how they can have this view for their morning coffee, I’ve just come back from a stunning holiday house in Sennen, Cornwall

View attachment 59151
Gorgeous john. That’s like the view from my local cafe. Reminds me of a comedy conversation I had whilst sitting in front of a similar view whilst negotiating the 458 purchase with a cocky salesperson. He was ‘commiserating’ with me living in Wales, whilst he was sitting in a dark , stuffy office in London, and probably couldn’t even have a car due to congestion charges and parking issues. The irony.
 

Wattie

Member
Messages
2,601
As a general idea for a thread - top marks!... I can see it could be really useful.

In terms of the recommendation to buy dollars and profit from the decline in sterling, not one for me. I get that it could mean you make some cash, but to make it worthwhile and to overcome the transaction costs, wouldn’t it need to be a decent chunk? There’s also a hassle with needing to open up a separate foreign currency bank account...

However, on a different vibe, if people would like to know how they can have this view for their morning coffee, I’ve just come back from a stunning holiday house in Sennen, Cornwall

View attachment 59151
That looks nice! Not everything is gonna be for everyone but as a focal point for knowledge it might from time to time.
 

zagatoes30

Centenary Club
Messages
12,745
As a general idea for a thread - top marks!... I can see it could be really useful.

In terms of the recommendation to buy dollars and profit from the decline in sterling, not one for me. I get that it could mean you make some cash, but to make it worthwhile and to overcome the transaction costs, wouldn’t it need to be a decent chunk? There’s also a hassle with needing to open up a separate foreign currency bank account...

However, on a different vibe, if people would like to know how they can have this view for their morning coffee, I’ve just come back from a stunning holiday house in Sennen, Cornwall

View attachment 59151
One of my favourites places on earth, spent many summers there over the years
 

Wattie

Member
Messages
2,601
As a general idea for a thread - top marks!... I can see it could be really useful.

In terms of the recommendation to buy dollars and profit from the decline in sterling, not one for me. I get that it could mean you make some cash, but to make it worthwhile and to overcome the transaction costs, wouldn’t it need to be a decent chunk? There’s also a hassle with needing to open up a separate foreign currency bank account...

However, on a different vibe, if people would like to know how they can have this view for their morning coffee, I’ve just come back from a stunning holiday house in Sennen, Cornwall

View attachment 59151
Fair points it does take a little effort, internet banking makes it slightly simpler. For those transacting a lot of forex, using a specialist over your bank will make you thousands.

Here’s an alternative. Got a pension pot?
Probably invested in £
Ask your IFA if you can switch an element to a $ cash fund.
Easy as signing a simple switch form. Granted you can’t get the cash (unless you’re of an age) but any gains will boost your value.
Simple.
 
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Wattie

Member
Messages
2,601
So literally a few minutes ago this happened

CNBC: Main yield curve nearly inverts

This has historically been a 100% correct indicator that the US is in recession. Ie the 2 year pays more than the 10year

If the US sneezes the world catches a cold. 2/10 in Uk has also inverted!
The "inversion" means bond investors are demanding bigger returns for the risk of investing in the short-term than they are for the long-term, seen as a significant indicator that they have lost faith in the economy.
59389
 
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Corranga

Member
Messages
905
Ok, spo firstly, plenty will know about:
https://www.hotukdeals.com/deals-new

But if you don't, it's worth a look if you're planning on buying something - the collective find bargains better than the one.

Secondly, don't go browsing at random, if you don't need it, it's not a bargain etc. saving on purchases is likely to net you more than actual saving with lack of interest rates etc. as it stand.
 

allandwf

Centenary Club
Messages
8,168
Back on currency, I use Smart currency exchange, or one of the Fxs to transfer. You get a lot closer to the actual exchange rate, in my mind you should get what it is, not something close! Banks are a pet hate lol. I also bought an overseas property when I got 1.43 euros to the pound, so that acts as a safety net for me. I also opened a tally account a couple of years ago, (prior to it being live,) which has gone up by about 12% in the last few months as its tied to the gold price, bit academic if I don't take it out though lol.
 

MarkMas

Member
Messages
2,515
It will be interesting to see what the signal-to-noise ratio on this thread will be. I tried to start something similar on Facebook for product recommendations, and it was quickly destroyed by sarcastic commentary.....
 

MarkMas

Member
Messages
2,515
ANTI-SLIP STICKERS

I genuinely think this is the best product I have ever bought.

I stuck Safepore anti-slip stickers on three new shower trays in 2015, and they are still doing an excellent job. Still stuck down, almost invisible, subtly anti-slip without being foot-graters. Could not be happier. Quite laborious to put on (and worth doing a thorough clean with meths or something beforehand). Highly recommended.

https://www.amazon.co.uk/Original-Safepore®-translucent-Anti-slip-Stickers/dp/B005JZL956
 

Wattie

Member
Messages
2,601
Now I wish I’d
ANTI-SLIP STICKERS

I genuinely think this is the best product I have ever bought.

I stuck Safepore anti-slip stickers on three new shower trays in 2015, and they are still doing an excellent job. Still stuck down, almost invisible, subtly anti-slip without being foot-graters. Could not be happier. Quite laborious to put on (and worth doing a thorough clean with meths or something beforehand). Highly recommended.

https://www.amazon.co.uk/Original-Safepore®-translucent-Anti-slip-Stickers/dp/B005JZL956
I wish I’d had these 2 years ago, slipped in bathroom on Xmas eve, into glass shower surround. Not pretty and not something I’d advise doing as part of festivities.
I recommend these.
 

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MarkMas

Member
Messages
2,515
I wish I’d had these 2 years ago, slipped in bathroom on Xmas eve, into glass shower surround. Not pretty and not something I’d advise doing as part of festivities.
I recommend these.
Ouch. But nice staples. Would have been great at Halloween!