First pay off debts like Credit Card etc
Second Buy your house if you can
Invest
Can you afford to lose it all?
NOT AIM
Maybe Stocks & Shares ISA, Maybe Gold
More information is required here, like level of risk etc
Santander 1,2,3 account has a max limit of £20000 where it it becomes one of the better bank savings
Premium Bonds?
Had loads of those for years and ditched them as they were useless. Less than 1% unless you win. I won a fair bit....all pennies.
I only invest in my own brain/knowledge/ability. That's why I'm skint....You are right but all investments are questionable in one way or another
Research is required before a punt
But with one difference, I spent 30 years in pharmaceuticals, and over 20 of them with a GSK competitor. I would not sink money into GSK right now cos the CEO knows f×ck all about Pharma. She came in 2017 with a Consumer background after the prior guy (Andrew Witty) screwed it up for too long in a 10 year stint as CEO. To her credit she acknowledges she doesn't have pharma experience and insight and appointed a former colleague (Luke Miels) to run the pharmaceutical side which is where the margin is.You are right but all investments are questionable in one way or another
Research is required before a punt