The regulator will look at mis-selling in this area at some stage. It is £749 pm over two years but include the upfront and it is actually £1878 pm. Sure there could be some equity left in at the end but with a GFV of 76% of list price I would not be sure.
Or look at it another way in plain english, this car will cost over twice what Robert is paying for his used but still fresh AM - shows you where the value is. And forget the the five years free servicing on the new car as you will only use one of them before you hand it back, grateful that the GFV was set at too high figure.