MaserMike
Member
- Messages
- 329
Really boils down to what the OPs circumstances are, affordability, desires and risk taking. There’s lots of options and great advice for them as per this forum chat.
Personally I have chosen to do a mixture of safe/boring investments, but ultimately aim for quality of life and very early retirement….
I’m very fortunate to be mortgage free on my houses including buying outright a nice Cotswolds house last year, got my cars, loading up my pensions, savings etc. My moto in life has been don’t live beyond your means, if you can’t afford to pay for it ultimately don’t buy it and always have fall back plans.
Am I damned that I want to be loaded up with several mortgages (I.e. debt) and having to work until I’m a pensioner…. As per Wattie, interest rates and inflation are already starting to rise here too and those cheap mortgages are drying up.
Personally I have chosen to do a mixture of safe/boring investments, but ultimately aim for quality of life and very early retirement….
I’m very fortunate to be mortgage free on my houses including buying outright a nice Cotswolds house last year, got my cars, loading up my pensions, savings etc. My moto in life has been don’t live beyond your means, if you can’t afford to pay for it ultimately don’t buy it and always have fall back plans.
Am I damned that I want to be loaded up with several mortgages (I.e. debt) and having to work until I’m a pensioner…. As per Wattie, interest rates and inflation are already starting to rise here too and those cheap mortgages are drying up.