Insurance

V8time

New Member
Messages
12
Hi everyone I’m getting quotes of over £900 for a granturismo 4.7 is this normal I’m 33 with 8 yrs ncb can anyone recommend someone cheaper thanks
 

GeoffCapes

Centenary Club
Messages
9,078
I'm with Admiral multi-car. Have my GT, a Merc E350D AMG Sport and a Merc 350D ML, for £1,029.
And whilst I was their I did my household insurance and got that cheaper as well.

Apparently if we'd put the dog insurance with it, that would have got all three cheaper.
 

Wanderer

Member
Messages
1,589
£400 QPV but I’m 57. Same car cost me €1604 to insure in Dublin on top of €1849 pa motor tax so don’t complain!
 

Alexpie

Junior Member
Messages
55
I'm 28 with 8 years NCD, and it costs me around that with Churchill for my Granturismo 4.7.
 

tan55555

Member
Messages
110
Found Admiral multicar blew everyone else out of the water!
Me as well, £1000 a year for 3 cars. Last year I paid £700 for the other 2 cars, so only an extra £300 to add the Maserati 4200 and breakdown cover for all 3.
 

tokyomb

Junior Member
Messages
42
Another with Admiral Multicar. MC Stradale and an RS Q3 Performance insured for just over the £1,100 - low risk area, both mid-40s, one with 5yrs NCB, the other named driver only as history. Didn’t think that was bad, and adding another car would have probably brought the premium down!
 

hoyin

Centenary Club
Messages
1,839
A Plan wouldn’t insure me when I had my GTS.

I had to get it through Privilege and it cost me probably around £1.5k with limited mileage as well!!

Plus they wouldn’t allow me to park it on the street overnight!

Wouldn’t say I live in a high crime area .....

Admiral wouldn’t insure me either.


Sent from my iPhone using Tapatalk
 

MarkMas

Member
Messages
2,160
Yup, Admiral Multi-car.
About £450 for the QP plus a few hundred for the Volvo and Fiat (3rd party, fire & theft). Tried to do the QP 3rd-party but they said it was too valuable (???), but premium reduced by nearly £100 when I pushed for a maximum excess (£1,300).
Also, a cool thing they can do is sign you up for multi-car, but only bring the other cars into the policy when their old policies expire.
 

hoyin

Centenary Club
Messages
1,839

RobinL

Member
Messages
209
Now here's a thing. And bear with me on this. I agreed in a fit of guilty parenting to sort out insurance for my daughter a newly qualified nurse / midwife.
Told her to let me know the best quote. So the two best quotes were 580 from Hastings direct and 620 from Hastings online - different compulsory excess.
She eventually got hold of me (Thursday) and asked which she should take. Cheapest obviously as I threatened to beat her up if she claimed!
So she goes back to computer (Friday) and ....... Both quotes have gone up! By 12% overnight!!
( No she hadn't claimed in the intervening 12 hours)
So I suggested that she use a different computer (cookies can influence some commercial aspects!)
Tried her boyfriends computer next day (Saturday). Both quotes had gone up a further 10%.
Did some online sleuthing.
Meantime by Monday prices had gone up another 16%

It seems insurance pricing online is changed by a) time to go until expiry of current Insurances, b) day and time you are looking ( volume of similar traffic across website) and c) the number of punters taking up various insurance products.

It seems to have not much to do with facts!!

So I got her to ring Hastings and explain the issue. She got the insurance at the original £580.

I was shocked at the patent manipulation of pricing!!

Sent from my ONEPLUS A5010 using Tapatalk
 

conaero

Forum Owner
Messages
29,001
Try our sponsor AIB the saved me £200 on the Strad with a higher quality cover. Think I pay £550, 47 with 9 NCB protected in a low risk area. 3k limit and has to be garaged whilst at home.
 

Woots

Junior Member
Messages
55
I’m looking at £908 for a GS

28years old, 5 year NCD

Oddly with 0 year NCD it was only £100 more...I assume it gets to a point where an insurer asks for an amount regardless of NCD due to type of car...?
 

D Walker

Centenary Club
Messages
7,269
Seems steep, try AIB and Eddie Brooks @ Bridle Insurance. Bridle will sometimes give intro full no claims.