Insurance
- Thread starter V8time
- Start date
A Plan wouldn’t insure me when I had my GTS.
I had to get it through Privilege and it cost me probably around £1.5k with limited mileage as well!!
Plus they wouldn’t allow me to park it on the street overnight!
Wouldn’t say I live in a high crime area .....
Admiral wouldn’t insure me either.
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I had to get it through Privilege and it cost me probably around £1.5k with limited mileage as well!!
Plus they wouldn’t allow me to park it on the street overnight!
Wouldn’t say I live in a high crime area .....
Admiral wouldn’t insure me either.
Sent from my iPhone using Tapatalk
Risk by postcode
http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html
I had no problems with A plan on a 5.0 mustang , under £500 , the only question they asked was had I owned a performance car before , must've been watching mustangs leaving car shows on YouTube
http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html
I had no problems with A plan on a 5.0 mustang , under £500 , the only question they asked was had I owned a performance car before , must've been watching mustangs leaving car shows on YouTube
Yup, Admiral Multi-car.
About £450 for the QP plus a few hundred for the Volvo and Fiat (3rd party, fire & theft). Tried to do the QP 3rd-party but they said it was too valuable (???), but premium reduced by nearly £100 when I pushed for a maximum excess (£1,300).
Also, a cool thing they can do is sign you up for multi-car, but only bring the other cars into the policy when their old policies expire.
About £450 for the QP plus a few hundred for the Volvo and Fiat (3rd party, fire & theft). Tried to do the QP 3rd-party but they said it was too valuable (???), but premium reduced by nearly £100 when I pushed for a maximum excess (£1,300).
Also, a cool thing they can do is sign you up for multi-car, but only bring the other cars into the policy when their old policies expire.
Now here's a thing. And bear with me on this. I agreed in a fit of guilty parenting to sort out insurance for my daughter a newly qualified nurse / midwife.
Told her to let me know the best quote. So the two best quotes were 580 from Hastings direct and 620 from Hastings online - different compulsory excess.
She eventually got hold of me (Thursday) and asked which she should take. Cheapest obviously as I threatened to beat her up if she claimed!
So she goes back to computer (Friday) and ....... Both quotes have gone up! By 12% overnight!!
( No she hadn't claimed in the intervening 12 hours)
So I suggested that she use a different computer (cookies can influence some commercial aspects!)
Tried her boyfriends computer next day (Saturday). Both quotes had gone up a further 10%.
Did some online sleuthing.
Meantime by Monday prices had gone up another 16%
It seems insurance pricing online is changed by a) time to go until expiry of current Insurances, b) day and time you are looking ( volume of similar traffic across website) and c) the number of punters taking up various insurance products.
It seems to have not much to do with facts!!
So I got her to ring Hastings and explain the issue. She got the insurance at the original £580.
I was shocked at the patent manipulation of pricing!!
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Told her to let me know the best quote. So the two best quotes were 580 from Hastings direct and 620 from Hastings online - different compulsory excess.
She eventually got hold of me (Thursday) and asked which she should take. Cheapest obviously as I threatened to beat her up if she claimed!
So she goes back to computer (Friday) and ....... Both quotes have gone up! By 12% overnight!!
( No she hadn't claimed in the intervening 12 hours)
So I suggested that she use a different computer (cookies can influence some commercial aspects!)
Tried her boyfriends computer next day (Saturday). Both quotes had gone up a further 10%.
Did some online sleuthing.
Meantime by Monday prices had gone up another 16%
It seems insurance pricing online is changed by a) time to go until expiry of current Insurances, b) day and time you are looking ( volume of similar traffic across website) and c) the number of punters taking up various insurance products.
It seems to have not much to do with facts!!
So I got her to ring Hastings and explain the issue. She got the insurance at the original £580.
I was shocked at the patent manipulation of pricing!!
Sent from my ONEPLUS A5010 using Tapatalk
