Brendan
Member
- Messages
- 1,244
TP car reversed into me at the lights, minor damage, but exchanged reg no, phone no.. The guy was keen to resolve it without going through ins. ???
Although the damage is very minor, the garage want £1400(seems OTT, though I've used them before)
Told TP the cost and unsurprisingly he has not replied, asked for his ins details, but again no reply! No insurance?
If it was my fault I doubt I'd claim, but it wasn't. Looking on my insurers website I made a claim, but stopped when it said:
"You will need to pay the xs and recover it yourself. Also, based on the details of the accident it's likely we won't recover the outlay and your NCD will be affected."
What would you do?
I don't want to pay a £450 xs and not be able to get it back and my premium to shoot up. If U do nothing, I've got a slightly damaged car, and the b****** will do it to someone else!
Sent from Outlook for Andr
Although the damage is very minor, the garage want £1400(seems OTT, though I've used them before)
Told TP the cost and unsurprisingly he has not replied, asked for his ins details, but again no reply! No insurance?
If it was my fault I doubt I'd claim, but it wasn't. Looking on my insurers website I made a claim, but stopped when it said:
"You will need to pay the xs and recover it yourself. Also, based on the details of the accident it's likely we won't recover the outlay and your NCD will be affected."
What would you do?
I don't want to pay a £450 xs and not be able to get it back and my premium to shoot up. If U do nothing, I've got a slightly damaged car, and the b****** will do it to someone else!
Sent from Outlook for Andr