This is merely an observation how it appears that money serves money and not a criticism of any SM members.
The trade-in was booked at £20k against, as I understand, it a 2013 DB9. Rwc13 had looked for £25k for a private sale. I don't know what the purchase price for the AM was but a quick look on AM's Timeless website would suggest £65k. Apologies to Rwc13 if that is a gross undervaluation of his car.
I cannot see that car being worth less than £45k in two year's time and for the next 2 years Rwc13 pays £12 a month plus presumably one service in that time.
If someone offered me £10k for my 4200 to drive a £32,500 early Vantage V8 at £6 per month, I would be tempted because that car will not be less than £22,500 in 2 year's time. I cannot see that happening but if an AM dealer wants to call me I am listening.
I have never bought on finance, and I do not subscribe to the only ever lease a depreciating asset view, but I can see how this all makes sense. Even more so where you have the certainty of a guaranteed value at the end of 2 years so that you can plan with certainty of the worst case scenario.
And for the regular Joe on the street who may have a used car worth £5,000, I doubt anyone is offering to get them into a £17,500 car at £3 per month.
Or the converse that could Rwc13 be able to use his DB9 as a £40k deposit in 2 years' time against a £135k car and pay only £25 per month on finance?
These are observations from someone who genuinely does not get how this works.