Dem, all investments are a risk as crashes can wipe out any equity you have built up. However, any decent Independent Financial Advisor will be able to suggest an investment that will suit you from a portfolio built up over years. High risk - high reward, medium risk - medium reward or low risk - low reward, but you can split you investment across one, two or three, different categories to spread the risk and get a medium income. Your call, but seek advice from a trusted source. Recommendations from family or friends often helps.