Took insurance option on Wife's Mini Cooper D with run flats covered just about everything with a £10 excess, I think it was max 2 claims per year, provided there was 3mm of tread left - I wonder who left the screw on my drive?
must admit it has been the best £300 I have spent at £140+ a tyre (dearer than the Mas!)
I will try and find out who it was with, we never did get any paperwork just a policy number, get puncture (accidentally) go to KwiK-Fit, fit new tyre, pay £10.