Hurricane52
Member
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Good to hear you are ok. Great to feel your positivity. Hope your new squeeze is even better than your old one.
Article 75 is confusing.Article 75 is interesting.
I'm guessing it's how they get out of paying if you don't declare modifications etc.
I am guessing your insurance company will go after her personal assets (if she has any).She was insured but once the circumstances became clear they immediately invoked Article 75 which is no more than a get out of jail card.
It has been explained to me that the insurance companies legal department invoke it if they are sure of the circumstances particularly if in this case there was an admission of liability. The carer in the car totally freaked but confirmed the intent.I am guessing your insurance company will go after her personal assets (if she has any).
Article 75 also reads to me that they have to go to court to invoke it, it’s not just down to the insurance company, I may be wrong though.
It has been explained to me that the insurance companies legal department invoke it if they are sure of the circumstances particularly if in this case there was an admission of liability. The carer in the car totally freaked but confirmed the intent.
I was told it cannot be challenged if liability is undisputed.
I am not trying to be smart as I only heard of article 75 for the first time in your post, so it’s Google that I have looked at.It has been explained to me that the insurance companies legal department invoke it if they are sure of the circumstances particularly if in this case there was an admission of liability. The carer in the car totally freaked but confirmed the intent.
I was told it cannot be challenged if liability is undisputed.
Not sure how it will pan out but I’ll keep you posted on that oneWhat about a payout from Motor Insurance Bureau rather than your own? Would that keep your no claims?
There's the problem , mentally ill woman is allowed to drive , selfish cow wasn't getting enough attention , Ive had one friend who killed himself , no outward signs , just didn't turn up for work one day
That's how people with real illness do it , quietly and alone
Glad to hear you walked away from it and I hope she sees a prison cell.