Not a good Sunday

[FF1078]

She would only be in the wrong if she entered a box junction and stopped. She was already on the roundabout so she was not at fault technically.
Sorry, I know that is not what you want to hear.
Just my 2 cents.

She wasn't on the roundabout, she pulled out in front of me, I sounded my horn as she did it so close, she then stopped on the middle of my path and I had no where to go.

 

[FF1078]

But didn't she enter the roundabout by jumping a red whereas FF entered on green and she just cut across him giving him no option apart from 'let's off-road' and rip the floorpan to bits?

Her entry road didn't have lights but her final destination did.

 

[Phil the Brit]

But didn't she enter the roundabout by jumping a red whereas FF entered on green and she just cut across him giving him no option apart from 'let's off-road' and rip the floorpan to bits?

It is my understanding that she did not jump a red. The OP says the red was further round the roundabout. She actually did nothing wrong in this case.

 

[Contigo]

Ouch. Glad it wasnt any worse. Do you have any protected NCB?

Ps. With the NCB number plate I felt the irony for you.

My first thoughts! Number plate caused the accident!

Sorry to see this, it's never nice!!!

 

[FF1078]

It is my understanding that she did not jump a red. The OP says the red was further round the roundabout. She actually did nothing wrong in this case.

I'm sorry but I dont see how pulling out in front of me and then stopping in my exit road and blocking my exit as her doing nothing wrong?

Do you think that is normal and the "way" to drive?

 

[Contigo]

I'm sorry but I dont see how pulling out in front of me and then stopping in my exit road and blocking my exit as her doing nothing wrong?

Do you think that is normal and the "way" to drive?

He's going on the classic "whoever drives up the **** or hits you from behind they are responsible" but actually it's not as cut and dry as that. Best you can hope for is some CCTV/dashcam footage to backup your claims.

 

[Oneball]

It is my understanding that she did not jump a red. The OP says the red was further round the roundabout. She actually did nothing wrong in this case.

If she failed to give way it’s her fault. There’s a road by me that’s the same, people think because there’s a queue they can just ignore the give way and pull out willy nilly. The entry to a roundabout is no different to any other junction, if it has a give way, it means give way.

Bad luck FF hope it gets fixed soon.

 

[Phil the Brit]

I'm sorry but I dont see how pulling out in front of me and then stopping in my exit road and blocking my exit as her doing nothing wrong?

Do you think that is normal and the "way" to drive?

I'm sorry FF, I knew what I wrote you wouldn't like. If your first reaction is to sound your horn then I don't agree that should be the first thing you think of to do either. My first reaction to react to an impending accident would be avoidance and worry about sounding your displeasure when the drama has gone. She also "didn't fail to give way" (as Oneball said above) either, as a person on a roundabout clearly has precedence over someone entering the roundabout.
I think she was probably discourteous and impatient and inexperienced but unfortunately not in the wrong.
Sorry man, I got to say it how I see it. No offense is meant and I hope it is an easy fix.

 

[Wanderer]

Assuming FF is a reasonable driver then it's obvious to me he was put in a position where he could not stop in time because the red Clio pulled out in front of him, irrespective of any red light confusion.

On my understanding, her fault, not FF's....

 

[FF1078]

I'm sorry FF, I knew what I wrote you wouldn't like. If your first reaction is to sound your horn then I don't agree that should be the first thing you think of to do either. My first reaction to react to an impending accident would be avoidance and worry about sounding your displeasure when the drama has gone. She also "didn't fail to give way" (as Oneball said above) either, as a person on a roundabout clearly has precedence over someone entering the roundabout.
I think she was probably discourteous and impatient and inexperienced but unfortunately not in the wrong.
Sorry man, I got to say it how I see it. No offense is meant and I hope it is an easy fix.

I sounded my horn to make her aware I was there as she obviously either didn't see me or just ignored my being there.
I am trained slightly better than your average driver and know about accident avoidence but I'm afraid if she ignored the white lines accross her exit and just pulled out in front of me it his her who is in the wrong.
I know an insurance company will try and fight this but I wasa not in the wrong at all.

 

[Oneball]

I'm sorry FF, I knew what I wrote you wouldn't like. If your first reaction is to sound your horn then I don't agree that should be the first thing you think of to do either. My first reaction to react to an impending accident would be avoidance and worry about sounding your displeasure when the drama has gone. She also "didn't fail to give way" (as Oneball said above) either, as a person on a roundabout clearly has precedence over someone entering the roundabout.
I think she was probably discourteous and impatient and inexperienced but unfortunately not in the wrong.
Sorry man, I got to say it how I see it. No offense is meant and I hope it is an easy fix.

Unless I read it wrong FF was on the roundabout and she entered it hence she failed to give way.

 

[Doohickey]

Nightmare.

I had a similar situation years ago where I pulled out in front of someone on a dual carriageway into what I believed to be a reasonable gap. The car on the inside then started to pull out and I braked. The car behind ran into me but the insurance company decided it was my fault as I hadn't left enough space when I had pulled out. I guess you may not want to involve the insurers but if she's cut you up you might not be at fault.

 

[V8Hunter]

Use a claims management company to avoid dealing with the insurance company directly!

 

[Phil the Brit]

Looking at the pictures again, you hit her driver side rear, how do you do that entering a roundabout. I would have thought you would have hit her passenger side rear unless someone was changing lanes (with you both on the roundabout).

 

[FF1078]

Looking at the pictures again, you hit her driver side rear, how do you do that entering a roundabout. I would have thought you would have hit her passenger side rear unless someone was changing lanes (with you both on the roundabout).

She pulled out in front of me on to the roundabout
I was already on the roundabout about to leave it for my exit. She then stopped in front of my exit lane.

 

[FF1078]

Looking at the pictures again, you hit her driver side rear, how do you do that entering a roundabout. I would have thought you would have hit her passenger side rear unless someone was changing lanes (with you both on the roundabout).

Did you read my first post at all?

 

[Phil the Brit]

Of course I read your original post, I would not have commented so many times if I hadn't. I don't really think you described the incident too well and maybe I (and others by the comments) have got the wrong end of the stick!
I'm going to bow out of this thread now, I don't think I can add anything further.

 

[Scaf]

Sorry to see this, hope it gets sorted without too much hassle.
This is where dash cams can really come into their own ....... even a cheapo one would help the insurance company see it was her fault.

 

[lifes2short]

Dash cam would have been very useful now, I had a similar incident in 2015, a cock in a Porsche suddenly and without notice decided he wanted to be in my lane and just pulled out, I tried to avoid but hit him broad side, I was in my disco 3 so Porsche came out far worse, he admitted liability and we swapped details, he got back in to his car and did a really dangerous U turn almost having another accident, he was a real cock.

Anyway I didn't tell anyone I had a dash cam as I was curious to see what his insurance would do, low and behold he denied liability and insisted I had time to stop so his insurance company refused to take liability for the accident, long story short I then emailed the footage to my insurance company who forwarded it on, they quickly accepted liability paid out in full including a nice rr vogue loan vehicle, from the info I really don't feel that FF is to blame here.

 

[jasst]

I really feel for you, and I think this is going to be a fairly contentious issue. In all fairness I can see where @Phil the Brit is coming from, but to my mind you were proceeding in the correct manner, and she pulled out in front of you and then stopped, because her exit wasn't clear, so to my mind she should be done for driving without due care and attention, but insurance co's work in strange ways, and who knows what there reaction will be.