This is genuine - company started by a guy on another forum I frequent who's worked in insurance for years and helped loads of members out with excellent advice. OK it's ambulance chasing, but it's no different to the policy you will be charged extra for every year (assuming you don't opt out) aside from costing you nothing.
I've signed up all of my family:
http://freemotorlegal.co.uk/index.html
I've signed up all of my family:
http://freemotorlegal.co.uk/index.html