Last year following the expiration of the two year Maserati extended warranty, I took out a one year policy with Warranty Wise for about £1,100.
This is supposed to be one of the best no quibble companies, however late last year the (very unpopular) stop,start function stopped! I rang Warranty Wise and was more than a little disappointed at the very off hand manner I received from the agent, who seemed to be more interested in telling me why it won't be covered under the policy.
Fortunately the issue corrected itself after taking the car for a long run, but I did mention the conversation to a manager at Warranty Wise, and she did seem to adopt a more helpful tone. The point is, I was more than a little miffed at the thought of taking out this policy only to hear how they could wriggle out of paying for any work. There is always a big disconnect from the sales team both literally and metaphorically, and the claims dept, which not surprisingly open shorter hours. Call me a cynic, but as I said to them, could it be the sales dept is open longer cos they make money, whilst the claims dept are potentially only going to cost them money...!!!