Update (GT/Ghibli financing)
Do shop around, ask those in the know, not those who are going to make money out of you, let us know how it turns out......
P
Thought I'd try to give everyone an update as to where I got to on the guaranteed future valuations on the GT and also general financing - some interesting info when comparing the deals offered for other cars including Mercedes and Ferrari.
So having spoken to dealers, Oracle and posting on a few other sites it would seem Oracle offer the best deal.
Based on a 2013 GT with 12k on the clock at a purchase price of £65k;
Best interest rate is 7.9%
Best 3 year GFV (based on 6k a year milage) would be £26k
Monthly cost of about £1200
Compare this to a brand new C63 507 (with good options) purchase price of £75K
Mercedes finance interest rate is 4.9%
Dealer deposit contribution of £9k
Best 3 year GFV (based on a 10k a year milage) would be £34k
Monthly cost of about £750
Over 3 years (assuming you hand the car back) it is £16k more to have the 10k cheaper 1 year old Maserati GT than the brand new high spec C63 507 edition. Even if I get 10k equity out of the GT (which won't happen) I could save the difference and build a nice deposit for the next car.
I only compare the two because I am interested in the C63 and yes you can't compare the cars as one is a "boring" german executive car with muscle and the other is, well a dead turning maserasti. I could go older but I am thinking I might get the C63 for 3 years and then with hopefully a larger budget be able to get one of the 2015 GT's.
Interstingly when comparing the 75K 507 C63 with the Ghibli's (both the diesel and petrol) the C63 came out significantly cheaper (poor GFV + lack of any worthwile discount/dealer contributions make the Ghibli (with 5K of options) about £400-£500 a month on PCP more expensive than the C63 507 and the standard petrol about £600-£700 more (in each case with a like for like deposit). I can see the car being popular but it won't get anywhere near the sales they want without decent finance deals.
People have said, and the dealers also said that there should be a fair amount of equity in the car over the GFV (wheras the Merc will probably not have much in it as they inflate the GFV), but I have heard a lof of people struggle to get good p/x deals on maserati's that I'd rather pay a lower monthly amount on the C63 and just have the flexibility to hand the car back at an okish price without the stress of having to get equity out of it.
Oracle said their system puts maserati at the lowest end of the list for depreciation so you will always get **** finance deals -they recommended that I go for a 3 of 4 year old ferrari (possibly a 612 for a GT equivalent) which would give me a far better rate of depreciation (price saving over the maserati for a identically priced second hand 612 would have come in at around 9k over three years which is a lot).