Why are some insurance companies completely insane?!

[Parisien]

Having just changed the car, we are now checking for insurance quotes to include our son, granted hes 23 on a provisional license, but now wants to drive a car that hes not embarassed to be seen in!

The quotes range from a very reasonable £452.......to..................................

















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..............................................................to £22000






WTF..........can an inusrance rep come on here........and jerk my chain some more?!





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[GransportFan1]

I think the 22k would represent how much it would cost for me.



If they are offering you a deal of 22k they clearly do not want the deal or an MC12 is the courtesy car if yours breaks down.

 

[Parisien]

But why bother quoting...knowing its insane/stupid/off the wall?

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[maserati]

I was just wondering P .........Does that 22k quotation include breakdown cover?

Regards,

Paul

 

[Parisien]

...extra Paul..................................another £46000.......



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[Paulm]

What car was it frank ? Your maser....that quote of £22k sounds resonable ......go for it I say daddy

 

[Parisien]

Audi 1.4 TFSI........my Maser insurance is actually cheaper than the one noted above.......ie £452!!!!!!!!!!!!!!!!!


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[Parisien]

Was past Mold....on Saturday evening Paulm....going for ferry in same car....


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[Paulm]

lol
Middle son want insurance on my 3200... best quote has been an extra £1700... taking into a/c he's 23 no acc/cons and his Golf is £800 he reckons is a bargin ! told him to think again.....and again......and again.
Hope you had a pleasent trip on my A55
Sunday under the bonnet ! I'm stripping her down @ mo, as I am realy peeved with what I have found !
If weather is fine this weekend should have some pics of a stripped 3200.

 

[Parisien]

Happy days Paul.....enjoy the tinkering!

Its a great road...................was through the two tunnels on th A55 in the 4200 last month......almost the highlight of trip......blasting along and dropping down and accelerating hard!!!


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[Paulm]

Tinkering no bringing her back to former glory
You'd be suprised at the bad workmanship I have found....she's down to mechanical components!
By the way I am sure there are THREE decent tunnels..................... unless you were going that fast you missed one

 

[Parisien]

....sh!t....3 are you sure........must go back for a recount.....


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[Paulm]

Nobby,,,,Conway.....Penmaenmawr......Llanfairfechan 1...2....3
and speed limit is 70 not 160

 

[Parisien]

Nobby...as in Stiles..................that name doesnt ring a bell........................anyways...loved 'em all!


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[RSM Masser]

Audi 1.4 TFSI........my Maser insurance is actually cheaper than the one noted above.......ie £452!!!!!!!!!!!!!!!!!


P

Here are the problems:
Audi - extra premium
1.4 - extra premium
TF - extra premium
SI - extra premium

Now tell them he has passed his test and watch the premium rocket into intergalatic price mode - remember the £22K premium is when he is being supervised by an adult on a PROVISIONAL license

All 3 of my daughters insurance nearly doubled when they passed thier tests on a 1.0l Nissan Micra, 1.0l Mini (classic) and a 1.0l Peugeot 107

Then when we moved house (less than 2 miles)
Masser insurance £25 charge (admin)
Wifes Mini £35 charge (admin)
Daughter 1 (1.4l Astra £25 admin plus £120 pa additional premium)
Daughter 2 (Mini - No charge)
Daughter 3 (Peugeot - astronomical £600 additional premium plus £35 admin charge)
Motorbike - I have forgotton to change! watch this space

 

[Parisien]

Checked for when he has passed his test.....no differences in nearly all the relevant reasonable premiums!!!


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[RSM Masser]

Thats interesting - I have all girls and insurance was cheaper than many of my friends and colleagues for boys of a similar age.
Most premiums c£2000 for girls and c£3000 - c£4000 for boys - on a £1000 car! and always an increase after passing test.

In perspective first car was a 1977 Escort Van 1.3, cost £30, insurance third party £105 in 1984

 

[ratbag]

Just insured my 18 year old daughter who passed her test 2 weeks ago, £860 on a Fiat Punto Active Sport 1.2 8v ......very reasonable I thought....it dropped a lot when I added myslef as a "mature" driver.....its actually great fun to drive, 59bhp instead of 400 but hey who cares............

 

[RSM Masser]

That is very reasonable - I like my daughters classic mini - 49bhp but with Cooper wheels and tyres you never need to slow down for a corner or roundabout - it just grips

 

[Parisien]

And thats for business use.....both myself and Madame Parisien.......just £10 difference for insuring my 4200!!!

Bizarre


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