The good morning thread

[Felonious Crud]

The advances in prostate (enlargement/cancer) have been huge over the last few years, so I would say that whatever the diagnosis, he will be in good hands.
Both my father, 2 uncles and grandfather all had prostate cancer and they all survived.

More people die with prostate cancer rather than of it. Anyway, best wishes.


Morning, all. Back home and working from home. Off again on Sunday so planning on making the most of some family time today and tomorrow. Both boys are home at the mo so it'll be good to have the fam back together.

Have a good Friday, everyone.

 

[conaero]

Morning, run ragged!

Off to see Dave Rose (Le Mans copilot) this weekend with drop in's to Zep and David Askew...oh and an kitchen show room.

Workshop rammed.

 

[Felonious Crud]

Off to see Dave Rose (Le Mans copilot) this weekend with drop in's to Zep and David Askew...oh and an kitchen show room.

Three out of four ain't bad. Sorry about the kitchen, Matt.

 

[GeoffCapes]

Afternoon all, out this morning for a very successful meeting.

So just doing the follow up now. And then getting the final bits over to my accountant to do my accounts.
Which I've decided is much better than doing them in December which is when I normally get round to doing them.

Looking forward to a chinese and a bottle of fizz to celebrate getting everything sorted regarding our house.

 

[D Walker]

Good Afternoon,
Well done Mark, finally in the throws of getting our Mortgage application over the line, had to take a 60% reduction in take home to come back to the UK to secure a mortgage......yep, barmy, and now I have just spent 40 minutes on the phone to HMRC, only to be told I cant put my military pension on basic rate tax until my new employment is registered, yep, I cant even tax myself more.......
Think a beer (n+1) is in order............

 

[GeoffCapes]

Good Afternoon,
Well done Mark, finally in the throws of getting our Mortgage application over the line, had to take a 60% reduction in take home to come back to the UK to secure a mortgage......yep, barmy, and now I have just spent 40 minutes on the phone to HMRC, only to be told I cant put my military pension on basic rate tax until my new employment is registered, yep, I cant even tax myself more.......
Think a beer (n+1) is in order............

It's mental how they work out mortgages.

The same lender (Santander) who we applied with first, wouldn't give me a mortgage because my income went up 40k a year.
However, a friend of Alex's who is self employed and earns about 30k a year less than me, they were happy to give her a mortgage because she earns the same amount all the time. Albeit a **** site less than what I earn.

The worst bit, she's borrowing more than we want!

You couldn't make it up!

 

[D Walker]

It's mental how they work out mortgages.

The same lender (Santander) who we applied with first, wouldn't give me a mortgage because my income went up 40k a year.
However, a friend of Alex's who is self employed and earns about 30k a year less than me, they were happy to give her a mortgage because she earns the same amount all the time. Albeit a **** site less than what I earn.

The worst bit, she's borrowing more than we want!

You couldn't make it up!

Yep, We bank with Santander, and basically even though they could see what money goes in, there was no way they would lend as I was abroad. As I said, now I am home on a lot less they will lend......after 3 months probation......Once the mortgage is through I will be looking to abscond abroad again though, which makes a mockery of it really. Just had the news we should get the offer through next week.

 

[GeoffCapes]

Yep, We bank with Santander, and basically even though they could see what money goes in, there was no way they would lend as I was abroad. As I said, now I am home on a lot less they will lend......after 3 months probation......Once the mortgage is through I will be looking to abscond abroad again though, which makes a mockery of it really. Just had the news we should get the offer through next week.

I bank with Santander as well. For both personal and business banking!

 

[Felonious Crud]

Mortgages rules are screaming bloody mad.

My youngest lad is starting his first job and renting a flat with a mate. As he's not been employed they both need a guarantor, on a joint and several liability basis. Enter stage left two sets of parents. Now, as I also haven't been in my current job for long and am subject, apparently, to a probationary period, my status as a guarantor isn't valid. Happily my boss was perfectly fine to provide the necessary reference to assure the letting agent that I'm good for the money if the lad defaults. Bloody palaver, innit.

 

[philw696]

Had some fun viewing properties this morning.
Favourite contender had a beautiful original floor downstairs.
Let's see what happens.
I will need to take a small short term mortgage to be able to do it so we will see what they make of my financial situation along with my employment here in France.

 

[D Walker]

Mortgages rules are screaming bloody mad.

My youngest lad is starting his first job and renting a flat with a mate. As he's not been employed they both need a guarantor, on a joint and several liability basis. Enter stage left two sets of parents. Now, as I also haven't been in my current job for long and am subject, apparently, to a probationary period, my status as a guarantor isn't valid. Happily my boss was perfectly fine to provide the necessary reference to assure the letting agent that I'm good for the money if the lad defaults. Bloody palaver, innit.

Had same with daughter, I couldn’t be guarantor as working in Denmark. However they were happy to take 12 months payment ( from me) over phone. Then daughter pays me back.....

 

[Felonious Crud]

Had same with daughter, I couldn’t be guarantor as working in Denmark. However they were happy to take 12 months payment ( from me) over phone. Then daughter pays me back.....

I got off lightly, then. A South African mate of mine in NL has to pay his daughter's UK uni fees and accommodation annually in advance.

 

[D Walker]

Yeah but get this. They are happy for her to pay herself monthly going forward. After the 12 month. **** take n

 

[Felonious Crud]

Yeah but get this. They are happy for her to pay herself monthly going forward. After the 12 month. **** take n

Such benevolence. Bloody buggers!

 

[Andyk]

a very good morning to all......Need to get Alex some school trousers so Bristol shopping today...and as we are in Bristol I’m sure he will want to pop into Dick Lovett Aston Martin...Other than that off to some friends tonight for a takeaway and much wine and gin.

 

[2b1ask1]

Morning all, couple of jobs to do this morning then a drive to Great Yarmouth to join Jeanette, Nick, his lady and our Grandson on a mini break.

Have fun all...

 

[philw696]

Good Morning both.
Enjoy your Saturday Andy.
If anyone deserves a break its you Newton and your Good Lady.
Enjoy my friend.
Surfing the net in the property jungle for us.

 

[D Walker]

Morning All,
I’ve just put more coal on t fire......it’s not cold but I likes the glow.
Friends have had their inoculations and are heading up from Somerset as we speak so I guess there will be, proper beer, wine, port(he’s ex military), food and chatter and a probable headache to look forward too.
Have a good weekend Dave...

 

[CatmanV2]

Morning. Just been for a quick run round the loop with Mrs C. Then cooking for my oldest pal and his wife coming for dinner. Don't expect much input tomorrow morning....

C

 

[2b1ask1]

Got my work done by 13.30 and underway in the Mito at 14.00 had a cracking drive up with the angry button firmly pressed (Greta wouldn’t approve in sure). Sitting in Harry Ramsden’s on the front at Great Yarmouth with the others.