EU breakdown cover for over 20 years old

[del mar 2]

Afternoon,

A week in a 1999 car France/Belgium/Germany.

Anybody have any suggestions or just go with the AA?

thanks

 

[conaero]

Always found Green Flag very good. Its not them that gets you same with AA, RAC etc, its just an insurance policy that covers the costs.

All I would stipulate is that its 'immediate repatriation with hire car for onward journey' and not a fix at the customers cost after being towed there. It needs to come home if the unthinkable happens.

 

[cheshiremaserati]

As as I recall when I had Green Flag, the cover excludes vehicles over 16 years of age. That was a few years ago. Not sure if it still applies this exclusion.

 

[Wack61]

As as I recall when I had Green Flag, the cover excludes vehicles over 16 years of age. That was a few years ago. Not sure if it still applies this exclusion.

It does

I use autonational for my car which is over 16 year old

It seems ridiculously cheap for what you get, £32 a year, my smart car snapped a spring, I called, they were there in under an hour, took it to my garage 40 miles away, all done in under 2 hours

They add euro cover on for £22

Euro Rescue Plus - Euro Rescue

Euro Rescue Plus by EuroRescue Breakdown. Learn more about this product offering by comparing our levels of cover.

www.eurorescue.co.uk

 

[cheshiremaserati]

That's useful to know. Both my cars are insured with Locktons on a policy that includes breakdown assistance and recovery in the UK and the EU. This AuroNational might be considered for the two daily cars in the househols at next year's renewal.

 

[RoaryRati]

We've got cover with a Nationwide flex account. And it works! - albeit a bit slow but the payout for additional costs included the replacement Swiss vignette we had to buy.

 

[williamsmix]

Afternoon,

A week in a 1999 car France/Belgium/Germany.

Anybody have any suggestions or just go with the AA?

thanks

Have a look at the Nationwide Flex Plus account. It provides a lot of useful car, phone and travel insurance for £13 pm. It’s not age restricted for Europe so my 3200 is now covered.

 

[del mar 2]

Thank you will have a look this week.

 

[cheshiremaserati]

Thank you will have a look this week.

Just to let you know, when Nationwide tried to sell me their Flex Plus account a few years back, the major condition to open a Flex Plus was that my salary had to be paid into the account, effectively making me change my bank. Also, take note that Nationwide's Flex Plus account travel insurance does not cover you for pre-existing medical conditions. if you are in your 40's and upwards there is a good chance that you have hypertension or diabetes, high cholesterol or wear and tear on joints that could lead to a claim - that would not be covered as it was 'pre-existing' and needed to have been declared. Another definition of pre-existing is anything for which you are taking regular (repeat) medication, or have undergone tests and treatment with a hospital specialist (other than at A&E) in the past x years. In the event of a claim, the insurer asks the surgery for a copy of your records and your prescription medications list to see if you disclosed all the conditions. Anything that was not disclosed renders the cover nil and void potentially leaving you a big private care fee when on holiday abroad if you need to make a claim.

So I'm just saying that the bundle package looks attractive at £13 per month, but the devil is in the details. Caveat emptor.

 

[williamsmix]

Just to let you know, when Nationwide tried to sell me their Flex Plus account a few years back, the major condition to open a Flex Plus was that my salary had to be paid into the account, effectively making me change my bank. Also, take note that Nationwide's Flex Plus account travel insurance does not cover you for pre-existing medical conditions. if you are in your 40's and upwards there is a good chance that you have hypertension or diabetes, high cholesterol or wear and tear on joints that could lead to a claim - that would not be covered as it was 'pre-existing' and needed to have been declared. Another definition of pre-existing is anything for which you are taking regular (repeat) medication, or have undergone tests and treatment with a hospital specialist (other than at A&E) in the past x years. In the event of a claim, the insurer asks the surgery for a copy of your records and your prescription medications list to see if you disclosed all the conditions. Anything that was not disclosed renders the cover nil and void potentially leaving you a big private care fee when on holiday abroad if you need to make a claim.

So I'm just saying that the bundle package looks attractive at £13 per month, but the devil is in the details. Caveat emptor.

It wasn’t a requirement to have salary paid into the Flex Plus account when I opened ours a few weeks ago. And yes, pre-existing medical conditions are an issue for all travel insurance … not just that offered through Nationwide.

 

[CatmanV2]

It wasn’t a requirement to have salary paid into the Flex Plus account when I opened ours a few weeks ago. And yes, pre-existing medical conditions are an issue for all travel insurance … not just that offered through Nationwide.

Although HSBC Premier insurance has been fine with pre-existing conditions as long as we told them.....

C

 

[RoaryRati]

It wasn’t a requirement to have salary paid into the Flex Plus account when I opened ours a few weeks ago. And yes, pre-existing medical conditions are an issue for all travel insurance … not just that offered through Nationwide.

We both pay into ours as we use it to pay household bills - and I think for a small premium because of my osteoporosis I get full medical cover

 

[RodTungsten]

Ditto for me - a small premium ca 50 pa for disclosed ailments but no extra for the fit (in many ways ) Wee Woman. When we reach 70 there is an additional cost tbd.

 

[CatmanV2]

Ditto for me - a small premium ca 50 pa for disclosed ailments but no extra for the fit (in many ways ) Wee Woman. When we reach 70 there is an additional cost tbd.

We've not had any additional premiums

C

 

[del mar 2]

Last day in Belgium.

I ended up with the AA some of the above suggestions wouldn't accept a 1999 car. £110

Other than being towed in a small Belgian town car has performed without issue !!

 

[redsonnylee]

Last day in Belgium.

I ended up with the AA some of the above suggestions wouldn't accept a 1999 car. £110

Other than being towed in a small Belgian town car has performed without issue !!

That’s very helpful, I’m off on a banger rally in a few weeks with an 18 year old car so about to look for breakdown cover - cheers.

 

[RoaryRati]

18 year old car

That's a youngster - mine's got two years on that!