CatmanV2
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I see it as a badge of honour not to use cash - whether personal or business expenses.
I have my Amex and Halifax card linked to GooglePay and rarely even carry my wallet now.
Benefit of Halifax clarity is no foreign fees so just pay (a very good) FX on transactions
I used to carry notes, then gave up when I realised I had the same notes in my pockets for months.
C