BMW's own car insurance, what a surprise!

mjheathcote

Centenary Club
Messages
9,037
Just renewed the M140i with BMW's own car insurance.
Absolutely gob smacked being cheaper than the cheapest of the cheap no frills on the comparison sites, for superior cover too.
£459 for 25k business usage, incl.legal and protected bonus.
Played with the voluntary excess, and for some reason the premium was more expensive with a higher voluntary excess above £300, so stuck with the lower £300 excess!

For comparison, the likes of Aviva who I was with last year wanted £749, Direct line £909, and Admiral £1,060.
So for the high annual mileage and business usage, very pleased!
The Mitsubishi Pinin was on last years Aviva multicar policy with the BMW, so need to sort that out. The Multicar quotes with the BMW and Pinin were all a joke, all around £1,000 to 1,200 for both cars. I'm expecting to pay about £200 just for the Pinin, so in total £660 for both cars.

Car insurance is never logical!
 

Oneball

Member
Messages
11,107
Like you say sometimes it's not logical. The storage and transit cover for the race car was due next week £470, same as last year. I thought out of interest to ask my broker what it'd be for a modified car on a classic policy, they came back with £270! Still covered for being on a trailer and in the paddock etc but for the first time in 20 years it's insured for road use, just doesn't make any sense.
 

midlifecrisis

Member
Messages
16,189
Might try that for Mrs MLC Z4,.. Renewal time in April and because she only has 4 years ncb, hers is more than my 4200.
 

Ewan

Member
Messages
6,803
To add my new 944 to my Azure fleet policy was £60 for the year. Bargain. (That’s fully comp, guaranteed value of £20k, for 3000 miles per year.)