Anybody knows this car or looking at buying it, SK65AGO?

Scaf

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The seller claims it’s been his personal car for 4 months, as far as he is aware no accidents.
 

Arnie

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The seller claims it’s been his personal car for 4 months, as far as he is aware no accidents.
And he bought it 8 days after salvage


Somebody was quick to scam him on this instance.

can you get Maserati parts so quick?
 

Scaf

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You certainly can’t trust some people - I would think these messages prove he knew the car was a wrong.

65533
65534
 

Arnie

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I used to do exacly as you did and then post it on Facebook. And this was shortly followed by legal claim from the seller. As registered business I bend a lot of rules to tell the truth and those making living out of it are not happy so they try to stop us.
 

JJbing

Member
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445
Wasn't there a similar scam, in buying & importing foreign cars that were CAT's but during the importation they weren't registered as CAT cars over here, therefore showing HPI clear.
 

Scaf

Member
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6,512
Wasn't there a similar scam, in buying & importing foreign cars that were CAT's but during the importation they weren't registered as CAT cars over here, therefore showing HPI clear.
Certainly it was one to watch watch for when importing Mustangs before they made them for this market.
 

Arnie

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Wasn't there a similar scam, in buying & importing foreign cars that were CAT's but during the importation they weren't registered as CAT cars over here, therefore showing HPI clear.

There is a story that if you export and then re-import a car it becomes HPi clear. From what I know and I run HPI style site:

  1. Car on the re-imprort will get the same number plate
  2. Write-off record is recorded against VIN and VRm so even if VRM is changed it HPI record will not be lost.

however, if car was written off in different country Uk has no access to other that their own system. That on import will have no mark.

And this works similar way on export from UK. Where do you think all those written off Lambos and Ferraris end up? Cyprus or Malysia where they are “HPI clear” in their own system;)
 

hashluck

Member
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1,515
You cannot claim on HPI guarantee for this, as TCs exclude that exact situation.

In simple words Guarantee warrants that HPI presents the information the way, it is recorded in the official database, if the official record is wrong/incomplete, etc. HPI won't take responsibility and payout anything as this was not their fault.

Happy to help anyway! I see there is no need to explain it more then ;) I was only worried that people driving cars like one below with their families in, may get a bit of surprise when they are involved in accident after buying such NON-accident vehicle, which potentially has no airbags as they were replaced by some £5 emulators from eBay. What's more, I feel the crumple zone may not be as effective on the second occasion either ;)
Interesting. Thanks
 

Mancserati

Member
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118
You cannot claim on HPI guarantee for this, as TCs exclude that exact situation.

In simple words Guarantee warrants that HPI presents the information the way, it is recorded in the official database, if the official record is wrong/incomplete, etc. HPI won't take responsibility and payout anything as this was not their fault.

If HPI won’t take responsibility for the record being wrong or incomplete, what are the circumstances under which they will pay out?
 

hashluck

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1,515
If HPI won’t take responsibility for the record being wrong or incomplete, what are the circumstances under which they will pay out?

The AutoExpress article quotes them as saying:

HPI: It “works tirelessly to improve the coverage and accuracy of its data and is carrying out increasingly more checks year on year, and as such is identifying a growing number of vehicles hitting the register as write-offs”. The firm highlighted that buyers are protected by a guarantee of up to £30,000 if it supplies inaccurate or incomplete information; however, this guarantee is capped at £15,000 if it’s discovered that a vehicle has been written-off.

and adds :

The MIB confirmed HPI and Experian are the only two provenance companies with access to MIAFTR, with other history-checkers using data provided by these two firms.

Fletcher added: “The people providing the vehicle provenance checks understand the issues. They provide guarantees in the circumstances where there is a problem.”
 

dickygrace

www.richardgracecars.co.uk
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7,309
If HPI won’t take responsibility for the record being wrong or incomplete, what are the circumstances under which they will pay out?

Their record wouldn’t be incomplete. The real fraudsters here are the major salvage company and greedy insurance companies who sell a write off without categorising it.
 

zagatoes30

Member
Messages
20,759
Seems that Buyer Beware still applies, personally I would never by a Maserati without a PPI by a specialist and hopefully they would spot that a car has had significant work. Also goes to show that you can't trust HPI and others if these issues are not being dealt with.

Why does it always appear that there are those in the motortrade that are out to make a quick buck from the unsuspecting public
 

Arnie

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If HPI won’t take responsibility for the record being wrong or incomplete, what are the circumstances under which they will pay out?

We are not aware of any consumer who was paid out anything on those guarantees. I will link BBC video in one more reply and there were 4 people who did not get paid out as they did not qualify due to T&Cs
 

Arnie

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The AutoExpress article quotes them as saying:

HPI: It “works tirelessly to improve the coverage and accuracy of its data and is carrying out increasingly more checks year on year, and as such is identifying a growing number of vehicles hitting the register as write-offs”. The firm highlighted that buyers are protected by a guarantee of up to £30,000 if it supplies inaccurate or incomplete information; however, this guarantee is capped at £15,000 if it’s discovered that a vehicle has been written-off.

and adds :

The MIB confirmed HPI and Experian are the only two provenance companies with access to MIAFTR, with other history-checkers using data provided by these two firms.

Fletcher added: “The people providing the vehicle provenance checks understand the issues. They provide guarantees in the circumstances where there is a problem.”

Watch from 20 minutes: https://www.bbc.co.uk/iplayer/episode/m000dlns/rip-off-britain-2020-live-episode-1

There is Mr. Fletcher at the end who cannot answer simple questions on live TV :)

@hashluck You can get direct access to MIAFTR and MIB made an error in this statement. We don't get it from either of those (HPI/Experian) and once we grow bigger we will have direct access as well. We pointed this to AutoExpres but they said it was MIB statement even if it is wrong they quoted it.

Other interesting statements:

“We knew there were gaps. But no, we didn’t understand the true scale of it”, Ben Fletcher
We told them in 2018 how big the issue is. It took them almost 2 years to admit it.

Fletcher explained that MIAFTR “was set up a long time ago by insurers... to share information about the history of the cars they were insuring. At some part in its history... the likes of HPI and Experian said ‘Can we have access to this data? Because this data is one part of a component that will help for our vehicle provenance checks’: It’s being used to help provide a product, but MIAFTR was never designed to be a definitive register of every vehicle which has been damaged beyond repair.”

MIAFTR was never designed to be used for what HPI and others use it today.

Stressing that HPI “constantly monitors the quality of the data it generates and receives”, Garcia said: “If the consumer conducts an HPI Check and it did not show the Vehicle Condition Alert Register information, they would be covered by our guarantee if they adhere to our terms and conditions.

I welcome any lawyer to inspect T&Cs and I am quite sure before it even gets to Data Sources and accuracy of them, anybody ever doing HPI check, didn't match T&Cs to be able to claim on it anyway :)
 

Gazcw

Member
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7,699
Thanks Arnie, its great having you as a forum sponsor, chaps, use his services, its the only way not to get caught out!
I have for the RR recently purchased (not rolls). Good amount of detail that supported seller info and visual and docs checks.
 

Wack61

Member
Messages
8,764
I find it hard to believe that a car of that value and age in 2020 would be a cat S write off with what looks to be fairly minor damage

As I understand it it only gets written off if it's uneconomical to repair, even if it's £15,000 it's worth fixing

The problem is accident management companies, same as you can't be forced to pay the disruption costs of closing the M1 if you roll your car and block it they should stop like for like replacement cars , that's why they're being written off because it takes weeks for parts and it's £500+ a day to hire a car, if you were paying for the repair you'd be happy if they gave you a fiesta courtesy car

We're all paying that cost in our premiums

I have personal experience of pushy accident management companies trying their hardest to put me in a £250 a day Mercedes for the 14 days it took to fix my wife's car, adding £3500 to the insurance claim.

I declined because I had another car she could drive but they didn't like it.
 

c4sman

Member
Messages
1,243
Agreed on the hire car and it’s impact on write offs and all of our insurance premiums. This is has been going on for years. Someone hit the back of my first 911 back in 2007 and whilst it was being repaired a new 911 turned up unannounced as my courtesy car. In saying all of that I do think that a car that has had a major accident (write off or not) should show on insurance records somewhere.

This service from the OP is great and also shows the importance of a PPI.

That GT may well have been repaired properly and be worth full retail but I would want to know, see the evidence of repair quality before shelling out £50k on a dream car. Even then I’d still walk away but that’s a personal choice
 
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