Anybody knows this car or looking at buying it, SK65AGO?

Arnie

Arnie

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https://www.autotrader.co.uk/classified/advert/202001306758484

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Ewan

Ewan

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Don't know that particular car, but it looks absolutely lovely. However, at that money, I'd be having one of the proper full-fat MC versions (a convertible Strad, for want of a better description), with the uprated suspension, central rear exhaust, etc.
 
Arnie

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Seems to be all clear on AutoTrader Experian check... Will be the same on HPI

Do you reckon this is a good buy then?
 
Hawk13

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Arnie said:
Ok, the truth is this is actually Cat S write-off which was NOT put on the official register so it is "HPI Clear"..

Your thoughts on this? ;)
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If it was a Cat S write off then why wasn't it recorded. How do you know it was a Cat S write off?

Accidents happen everyday and not all go through insurance. If this was repaired outside an insurance claim (highly unlikley I know but ...) to an appropriate standard and checked over pre sale - what's the problem?

The issue here is that insurance companies are not doing their job.
 
Arnie

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Hawk13 said:
If it was a Cat S write off then why wasn't it recorded. How do you know it was a Cat S write off?

Accidents happen everyday and not all go through insurance. If this was repaired outside an insurance claim (highly unlikley I know but ...) to an appropriate standard and checked over pre sale - what's the problem?

The issue here is that insurance companies are not doing their job.
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It has been on BBC twice now, and CH4 gonna cover it soon. 1 in 10 write-offs is not put on official DB as that DB (MIAFTR) is voluntary.

There is full article by AutoExpress here: https://www.autoexpress.co.uk/car-n...nce-write-off-scandal-insurers-work-with-dvla

in 2017-2018 and 2018-2019 there were 180k vehicles not put on the official record. And there is about 800k writeoffs per year total so this is where 1 in 10 ish comes from.

How do we know? We compare salvage yard listings with official HPI in our reports... And results are shocking, this one is actually not badly damaged if I am honest.

It was sold via Copart who acts as an agent for many insurance companies: https://www.copart.co.uk/lot/44134309/

I understand accident damage is not a problem and anything can be fixed, but this car can be updated (as this happens very often due to no specific timeframe for data to be put on official DB) within next year as cat S and suddenly it will be worth 40% less, but you are gonna pay full value today at almost 60k.
 
Hawk13

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Can I ask what you are doing to work with CUE / MIB to ensure that the database is correctly updated.

Strikes me you have sufficient evidence to have it recorded?

Of is that too simple?
 
Arnie

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Hawk13 said:
Can I ask what you are doing to work with CUE / MIB to ensure that the database is correctly updated.

Strikes me you have sufficient evidence to have it recorded?

Of is that too simple?
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I suggest to read the article above ;) I personally spoke with MIB, DVLA and DfT and they don't care ;) The issue was reported to them in 2018 with sufficient evidence. This is why TV took now the lead on exposing it as organizations running it are not taking real interest into the problem.

And no this is not one-off, our Facebook page has over 120 real examples here: https://www.facebook.com/vcheck.uk

I am trying to open everybody's eyes but it is hard work ;)

Plus we have over 4,000 cars on our books affected but DVLA said due to GDPR they cant notify current owners of the problem...
 
hashluck

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Interesting stuff. I suppose if you still at HPI Check then you are insured against this (though only up to £15K if it is found to have been a write off) and it will capture 9/10 cars. Not sure what else we can do, but thanks for exposing.
 
CatmanV2

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hashluck said:
Interesting stuff. I suppose if you still at HPI Check then you are insured against this (though only up to £15K if it is found to have been a write off) and it will capture 9/10 cars. Not sure what else we can do, but thanks for exposing.
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Arnie runs a check service, if I recall correctly

C
 
Arnie

Arnie

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hashluck said:
Interesting stuff. I suppose if you still at HPI Check then you are insured against this (though only up to £15K if it is found to have been a write off) and it will capture 9/10 cars. Not sure what else we can do, but thanks for exposing.
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You cannot claim on HPI guarantee for this, as TCs exclude that exact situation.

In simple words Guarantee warrants that HPI presents the information the way, it is recorded in the official database, if the official record is wrong/incomplete, etc. HPI won't take responsibility and payout anything as this was not their fault.

Happy to help anyway! I see there is no need to explain it more then ;) I was only worried that people driving cars like one below with their families in, may get a bit of surprise when they are involved in accident after buying such NON-accident vehicle, which potentially has no airbags as they were replaced by some £5 emulators from eBay. What's more, I feel the crumple zone may not be as effective on the second occasion either ;)
 

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CatmanV2

CatmanV2

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While I support your goals, you might need to be careful with with suggestions that a vehicle has not been properly repaired (i.e. with airbags and a fully functional crumple zone).

Which doesn't impact your astute assessment of the impact on resale value!

C
 
safrane

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A timely reminder to us all... and personally I like how this thread was posed... lovely looking car at a high price, which without the following posts would had led me thinking he intended to buy and I/we may have given a gentle push to 'go-fo-it'

Good to reminded to get an inspection.
 
Arnie

Arnie

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CatmanV2 said:
While I support your goals, you might need to be careful with with suggestions that a vehicle has not been properly repaired (i.e. with airbags and a fully functional crumple zone).

Which doesn't impact your astute assessment of the impact on resale value!

C
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This particular car I know very well as it one of our recent customer who actually bought it month after it was poated on FB without knowing.

I did a lot of repairs myself in my life and as far as I know from experience it is difficult to get 100% to factory spec.

and airbags, the car featured in BBC lat years had no side airbags in seats and this was confirmed by foresinc engineer, still there were no warning lights on the dash.
 
Arnie

Arnie

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safrane said:
A timely reminder to us all... and personally I like how this thread was posed... lovely looking car at a high price, which without the following posts would had led me thinking he intended to buy and I/we may have given a gentle push to 'go-fo-it'

Good to reminded to get an inspection.
Click to expand...

I did this on purpose;) I have seen few Maseratis before, just never have time to post them.

and if I go with title “Warning HPI Scams” nobody pays attention

I hope I got my point across.
 
Arnie

Arnie

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safrane said:
Has the selling garage been approached for comment?
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Not by us. We usually get someone from public to do it.
Every time we approch anybody they say we use scare tactics and tbh having list of 1000+ cars on sale like that and limited resource not possible to let everybody know... I tried going via TradinG Standards before but they take 3 months to action one car
 
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