Insurance and declared value

[mikeey_boiy]

Hi, I am just looking at setting up an insurance policy.

Issue im seeing is that most companies are valueing the car based on the usual 90k mile rule for the age.

Who is everyone else using? I do not want to risk it to then have to argue the value over a payout when its too late!

Am I stuck with a specialist on this?

Thanks in advance

 

[conaero]

I use confused.com and insurance comes on at £300 for a GranSport. You can get an assured value but this only works for your insurance company if you claim. If you are claiming against a third party then you are at the mercy of their valuation.

You could take out something called Gap Insurance which will pay out the difference.