Another question, what do most folk do when their standard 3 year warranty expire? Extend the Maserati one, take out a 3rd party one (if so, which) or self-fund?
Generally the view seems to be 'you pays your money and you takes your choice'. I haven't extended my warranty and will rely on the money I saved by not doing it if anything goes wrong. Whether the warranty is worth anything depends on what goes wrong and on the small print.