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  1. hoyin

    Christmas 2019

    Happy Christmas ... for those of you that have kids I saw these. Sent from my iPhone using Tapatalk
  2. hoyin

    The good morning thread

    I thought I would make an appearance here after the elections last night. Hope you are well and that life is treating you well. Still no Maserati. In fact I have no daily. Been abroad too much to have time to enjoy a car. My current car has done a grand total of 50 miles this year ...
  3. hoyin

    Maseratis - Spotted

    Blue 4200 K1 CCP? At the tileyards in London. Anyone here? Sent from my iPhone using Tapatalk
  4. hoyin

    THE GLOBAL FINANCIAL CRISIS......DID WE LEARN OUR LESSONS? HAS THERE BEEN CHANGES? WHAT DO YOU THINK?!

    Definitely not. The opposite. Want you want to show is that you have credit and are using it. In fact the greater debit you have can improve your score as long as you are paying back on time. I.e. quite a few credit cards with credit that you are using and paying back on time. This is what...
  5. hoyin

    Brexit Deal

    Have we run a poll on the forum? To see who voted stay or leave. And if we had a revote what would they vote second time around? Sent from my iPhone using Tapatalk
  6. hoyin

    Brexit Deal

    Exactly this. I think parents are wrapping up their children in cotton wool and not allowing them to make mistakes or to suffer in anyway. So they have no experience of a hard life or a lack of entitlement. As a consequence they have a lack of respect for elders as they don’t understand the...
  7. hoyin

    Brexit Deal

    Interesting how a lot of you are saying the majority of people you know are all Brexiters. I don’t know of a single Brexiter in my circle of friends or colleagues. But maybe it is just because I am in central London. Someone was also telling me that the vast majority of brexit voters were...
  8. hoyin

    The good morning thread

    The playground near us could do with some of your handy work! Sent from my iPhone using Tapatalk
  9. hoyin

    School Fees - what we will do as parents for kids !

    Interesting topic. I have some interesting (I think) insight into this. I’ve been to one of the top public schools in the UK and then also been to a top 10 Grammar school as well. Basically I got kicked out of my Public school - though back then Public schools were not as expensive as they...
  10. hoyin

    Maserati track day photos

    Sorry I have not been around much. Been so busy with work. It has taken over my life a bit. I am practically living either on a plane or in another country. Which wouldn’t be so bad if I didn’t have a young family - it would make more sense just to move there. But anyway ... Finally on the...
  11. hoyin

    Grand Tour - Series 3

    I really enjoyed it. I laughed. It wasn’t as silly as the previous series and didn’t feel so badly scripted. I learnt and saw things and it was all good entertainment with some noisy cars. Sent from my iPhone using Tapatalk
  12. hoyin

    Say you had £10-£20k to invest?

    Yeah. This is what I am attempting to do. Waiting for a bit of a crash and then will hopefully do it. I am going to move away from resi I think. However I am considering warehouse rather than office. Be good to hear your and anyone’s thoughts on this. Sent from my iPhone using Tapatalk
  13. hoyin

    Say you had £10-£20k to invest?

    Well he is a lucky fecker then. I have £50k in there and I get around £25/£50 a month for a year now. Sometimes a bit more and sometimes zero. It is not better than a Santander 123 account. But I leave it there as there is a chance I might win more. Sent from my iPhone using Tapatalk
  14. hoyin

    Insurance

    Yup my car insurance company weren’t involved. However they all share info so you do need to declare it? But I see what you are saying. It is not your insurance claim? Sent from my iPhone using Tapatalk
  15. hoyin

    Insurance

    Pretty good!?! That is bloody amazing! Do you live in an area where there is only one road and no neighbours?!! Sent from my iPhone using Tapatalk
  16. hoyin

    Another defector

    Interesting thread. I never really managed to get my head around leasing. And like rockits was always schooled by my parents to only spend what you have. So what that meant was I bought a GTS and then lost £20k in depreciation over 4 years. Never really occurred to me. It was only my...
  17. hoyin

    EDF smart energy?

    Hey I don’t suppose any of you are on EDF smart energy tariff? I don’t suppose you got an email offering a discount code for their smart shop? If you aren’t going to use it could you be so kind and give it to me? Please PM me. Thanks Sent from my iPhone using Tapatalk
  18. hoyin

    Insurance

    Yeah tell me about it. Our car got hit while it was parked and the person refused to just give me some money as it was a company car and decided to claim via their insurance. And of course our insurance went up even though it was non fault. Sent from my iPhone using Tapatalk
  19. hoyin

    Considering FF

    Over 55 in a convertible Ferrari will make you look like a knob. Under 55 in a convertible Ferrari will still make you look like a knob. Being in a Ferrari of any kind in London makes you a knob. To some people. The problem if I drove a Ferrari is that people think my parents have bought...
  20. hoyin

    Considering FF

    I reckon there would be more knifing. Unfortunately too many people in this world can’t be happy with other people’s success. Jealousy is a sad reality. Sent from my iPhone using Tapatalk